Why choose the Punjab Rural Support Programme?

Easy application

Fast loan disbursement

Transparent terms and conditions

Data security guaranteed

Company License

Punjab Rural Support Programme is a company limited by guarantee and not having share capital, incorporated under the Companies Ordinance, 1984, as re-enacted by the Companies Act, 2017. The Company was incorporated on 26 November 1997 under Certificate No. 0038557, with National Tax Number 2290295-3.

The Company holds License No. SECP/LRD/14/PRSP/2022. The Securities and Exchange Commission of Pakistan (“SECP”), after considering the Company’s application for renewal of license to carry out Investment Finance Services under Rule 5 of the Non-Banking Finance Companies (Establishment and Regulation) Rules, 2003, has renewed the license of Punjab Rural Support Programme to undertake or carry out Investment Finance Services restricted to Microfinance through conventional means.

The renewed license is subject to applicable conditions, including compliance with Part VIII-A of the Companies Ordinance, 1984, the Companies Act, 2017, the Non-Banking Finance Companies (Establishment and Regulation) Rules, 2003, the Non-Banking Finance Companies and Notified Entities Regulations, 2008, and all directives, circulars, codes, notifications and guidelines issued by the Commission. The Company is also required to submit annual, half-yearly, quarterly or other reports as specified under applicable laws. The license is valid for a period of three years with effect from 06 June 2025 and is renewable every three years as prescribed under the Rules.

The complete process of obtaining a loan
Apply for your loan now!

Click to Register

Register using your mobile phone number

Submit Application

Provide basic personal information and verify your identity

Identify Your Identity

Choose a suitable loan amount and repayment plan, then submit your application

Loan Disbursement

Once approved, funds will be sent directly to your bank account within minutes.

What our users are saying

“I run a small shop and needed to stock up on inventory before Eid, leaving me short of 20,000 rupees. Representatives from the Punjab Rural Support Programme visited my shop, assessed the situation, and delivered the necessary funds the very next day. Now that the peak season has passed, I have repaid the loan and feel a great sense of relief.”

Khalid M — Multan

Multan shopkeeper

“When my mother was hospitalized, I was frantic. They didn't make me fill out a bunch of forms; they just asked how much I needed and when I could pay it back. The money arrived faster than a food delivery; it was a real lifesaver.”

Fatima A — Islamabad

Islamabad primary school teacher

“My daughter is getting married, and we needed to add a few extra tables for the banquet, so I was a little short on funds. I didn't want to borrow money, but their repayment plan was very flexible. I paid weekly, which made the pressure much less.”

Imran S — Lahore

Lahore retired government employee

“I've taken out loans before and was terrified of all the fees. This time, they wrote all the fees down on one piece of paper, and I understood it all before signing. They kept their word and didn't overcharge me a single penny.”

Nadia R — Karachi

Karachi clothing store salesperson

Frequently Asked Questions

Contact Us

If you have any questions, please feel free to contact us. We are happy to assist you.

Pakistani citizens aged 18 and over with their own bank account.

Pakistani citizens can apply with a valid CNIC and a mobile phone capable of receiving SMS messages.

We usually respond within 24 hours after all documents are complete. In urgent cases, please contact us by phone for expedited processing.

You can repay via bank transfer, mobile wallet (such as Easypaisa/JazzCash), or cash at our partner branches. Early repayment is possible at any time without any late fees, and the interest on the remaining installments will be automatically waived.

Don't hide; tell us directly. We can help you adjust the repayment date or extend the installment period without affecting your credit record. We care more about your ability to overcome difficulties than about debt collection.

All fees (interest, handling fees, service fees) will be clearly written down in black and white before you sign, and we will explain them one by one until you fully understand.

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