Punjab Rural Support Programme

Family Emergency Loan

Don't panic if you suddenly need money at home.

Suitable for: Sudden illness, emergency repairs for leaky roofs, appliance damage, unexpected travel expenses, etc.
Amount: 50,000 - 300,000 rupees
Term: 3 - 12 months
Features: Apply with only your CNIC and mobile phone number; no collateral required; fastest response on the same day. Repayment date can be negotiated and adjusted without extra fees.

Your child's tuition fees shouldn't be a burden.

Suitable for: University semester fees, exam registration fees, textbooks, laptops, and other educational expenses.
Amount: 30,000 - 150,000 rupees
Term: 6 - 18 months
Features: Apply with an acceptance letter or tuition fee receipt; repayment can be deferred during winter and summer breaks without incurring late fees.

We can help you with peak season inventory preparation and replenishment.

Suitable for: Small shops, roadside stalls, handicraft workshops, and individual transport businesses with short-term working capital needs.
Amount: 100,000 - 500,000 Rupees
Term: 3 - 24 months
Features: Only considers the last three months' purchase/sales records (handwritten ledgers are acceptable), no financial statements required; repayment schedule can be adjusted to your peak and off-peak seasons.

Peace of mind is paramount.

Suitable for: Repairing leaky roofs, painting interior and exterior walls, renovating kitchens and bathrooms, adding insulation or solar panels (small-scale).
Amount: 80,000 - 400,000 Rupees
Term: 6 - 24 months
Features: Only requires proof of property ownership or a lease agreement + landlord's consent (for leased properties); we do not consider renovation company quotes; you can purchase materials and hire contractors yourself. We will verify your actual expenses, with no restrictions on usage. Repayment can be made quarterly, easing monthly pressure.

For personal transportation, delivery, or errands.

Suitable for: Purchasing new/used motorcycles, e-bikes, tricycles, or repairing old cars, replacing tires/batteries.
Amount: 30,000 - 150,000 rupees
Term: 3 - 12 months
Features: Apply with a purchase intention form or repair shop quote; no vehicle collateral required, purely credit-based. If you're buying a motorcycle for delivery or passenger transport, we can also design a daily/weekly repayment plan based on your income schedule.

For those who want to buy necessities without a specific reason.

Suitable for: Upgrading mobile phones, buying electric vehicles, installing solar panels, purchasing furniture, and other personal durable consumer goods.
Amount: 20,000 - 100,000 rupees
Term: 3 - 9 months
Features: Purely credit-based, small and fast loan amounts; disbursement can be directly transferred to your mobile wallet (Easypaisa/JazzCash); flexible repayment, no penalty for early repayment.